Allocation Alignment
Checking
--
Comparing current and saved target weights.
Move from portfolio status to the next action without hunting through the dashboard. Your existing calculations, goals, targets, and holdings remain unchanged below.
The portfolio's rules of the road. Holdings are organized by their primary job first and their investment theme second, so semiconductor, healthcare, international, and other themes can sit inside the correct portfolio bucket without creating clutter.
Version 6 · Reviewed Aug 28, 2026The plan is designed to keep short-term market emotion from changing long-term decisions. Price movement alone is never a reason to abandon a sound thesis or chase a new position.
Each holding receives one primary job. Themes such as semiconductors, healthcare, international, nuclear, space, or AI appear inside that job as secondary labels.
A rules-based check of how closely the portfolio matches your saved targets, how concentrated it is, and how complete the underlying cost-basis data is. Green, yellow, and red describe plan alignment—not future returns.
As of Aug 31, 2026 04:39 PMReading saved targets and current holdings.
Each check is calculated from data already displayed in this dashboard.
Comparing current and saved target weights.
Reviewing concentration against your own plan.
Checking whether saved targets form a complete plan.
Measuring reconciled cost-basis coverage.
Blue shows the current weight; the dark marker shows the saved target.
Method: the overall score combines target alignment, concentration versus your saved plan, target-total completeness, and reconciled cost-basis coverage. It is a dashboard planning check—not an investment recommendation or forecast.
Turn the dashboard numbers into visual decision tools. Explore the current allocation mix, see which reconciled holdings are driving performance, compare every holding with its saved target, and test long-range growth scenarios using the contribution plan already saved in Goals & Progress.
Dashboard data as of Aug 31, 2026 04:39 PMHover or select a position to isolate its share of the current portfolio.
To keep the chart readable, smaller positions may be grouped as Other. The comparison panel keeps every holding available individually.
Rank reconciled holdings by return, dollar gain, or contribution to portfolio return.
Performance rankings use reconciled cost basis only.
Switch views to rank the largest gaps, biggest positions, or every holding alphabetically.
Select a return scenario and horizon. The chart uses your current dashboard value and the monthly plan saved in Goals & Progress.
These are mathematical planning scenarios, not market forecasts or promises. They assume monthly compounding, contributions at month end, and no taxes, fees, or withdrawals. The 30-year view is an extended scenario; Goals & Progress currently stores targets through 20 years.
Keep one living thesis for each holding—no diary and no busywork. Select the principles behind the position, write one or two lines in your own words, and identify what would make you revisit it.
Saved in this browserKeep the reasoning short enough to re-read before adding, trimming, or reacting to price movement.
Select the principles that fit. Use only what genuinely supports the position.
One or two sentences: why should this holding remain in the portfolio over the long term?
These are review triggers—not automatic sell signals.
Choose the lightest rhythm that keeps the thesis current.
Choose any holding to read or update its thesis.
Thesis records are stored only in this browser on this Mac. They do not change Robinhood data, your Excel workbook, or target allocations. A later integration can move them into the platform database without changing this simple workflow.
Create a clean, dated portfolio report for your family, save a month-end or annual snapshot, print it as a one-page PDF, and compare an earlier report with a later one. A saved report keeps the numbers exactly as they appeared when you captured it.
Saved in this browserUse the date represented by the imported data. Add a short family note only when it helps explain the plan.
The long-term plan remains the primary guide for allocation and new contributions.
| Ticker | Value | Current Weight | Saved Target | Target Gap | Unrealized Return |
|---|
Open any saved report, print it again, or use two saved dates in the comparison section below.
Select an earlier report and a later report to see how the portfolio, plan health, and thesis coverage changed.
Saved report snapshots live only in this browser on this Mac. They do not change Robinhood, the Excel workbook, or the month-end archive. Keep the workbook archive as the permanent source of record, and use this report library for plain-English family reviews and PDF copies.
Compare your 5, 10, 15, and 20-year goals using 6%, 8%, 10%, and 12% annual-return planning scenarios. Change any assumption below and click Update Projections.
Assumptions: monthly compounding, contributions made at the end of each month, and no taxes, fees, withdrawals, or contribution increases. These are planning scenarios—not promises or market forecasts.
Your contribution and target settings are saved only in this browser. They do not change Robinhood data, the Excel workbook, or your saved target allocations.
Performance figures include only holdings whose available Robinhood transaction history reconciles to the current share count.
Enter the amount of new money you want to invest.
| Ticker | Shares | Price | Value | Avg Cost | Cost Basis | Unrealized G/L | G/L % | Basis Status | Current Weight | Target Weight | Action |
|---|---|---|---|---|---|---|---|---|---|---|---|
| VOO | 7.3100 | $701.94 | $5,131.18 | $711.56 | $5,198.33 | $-67.14 | -1.29% | Reconciled | 30.4% | 40.0% | ADD WITH NEW MONEY |
| QQQM | 6.6800 | $290.72 | $1,942.01 | $299.46 | $1,999.97 | $-57.96 | -2.90% | Reconciled | 11.5% | 20.0% | ADD WITH NEW MONEY |
| SCHD | 44.0100 | $35.23 | $1,550.47 | $33.68 | $1,482.37 | $+68.10 | +4.59% | Reconciled | 9.2% | 10.0% | HOLD / IN RANGE |
| VXUS | 5.7600 | $87.15 | $501.98 | $86.86 | $500.03 | $+1.96 | +0.39% | Reconciled | 3.0% | 5.0% | ADD WITH NEW MONEY |
| VHT | 1.6200 | $330.50 | $535.41 | $308.21 | $500.00 | $+35.41 | +7.08% | Reconciled | 3.2% | 5.0% | HOLD / IN RANGE |
| SMH | 3.1600 | $545.72 | $1,724.48 | $576.60 | $1,820.17 | $-95.70 | -5.26% | Reconciled | 10.2% | 10.0% | PAUSE / TRIM ONLY IF NEEDED |
| MSFT | 2.9700 | $487.30 | $1,447.28 | $498.63 | $1,481.38 | $-34.09 | -2.30% | Reconciled | 8.6% | 4.0% | PAUSE / TRIM ONLY IF NEEDED |
| TSM | 0.0000 | $409.21 | $0.00 | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | 0.0% | 3.0% | ADD WITH NEW MONEY |
| ALAB | 4.9900 | $275.99 | $1,377.19 | $319.40 | $1,593.13 | $-215.94 | -13.55% | Reconciled | 8.2% | 2.0% | PAUSE / TRIM ONLY IF NEEDED |
| BE | 4.0000 | $204.01 | $816.04 | $218.09 | $872.36 | $-56.32 | -6.46% | Reconciled | 4.8% | 1.0% | PAUSE / TRIM ONLY IF NEEDED |
| XE | 50.2400 | $18.11 | $909.85 | $15.57 | $782.25 | $+127.60 | +16.31% | Reconciled | 5.4% | 2.0% | PAUSE / TRIM ONLY IF NEEDED |
| RDW | 40.0000 | $11.40 | $456.00 | $13.20 | $528.00 | $-72.00 | -13.64% | Reconciled | 2.7% | 0.0% | PAUSE / TRIM ONLY IF NEEDED |
| LYTE | 20.0000 | $23.88 | $477.60 | $25.80 | $516.00 | $-38.40 | -7.44% | Reconciled | 2.8% | 2.0% | PAUSE / TRIM ONLY IF NEEDED |
Cost-basis figures marked Reconciled are supported by the transaction history currently available. Unavailable means more historical transactions are needed before the platform can calculate that position reliably.